TMAX Mortgages & Loans – Privacy Policy

1. Introduction At TMAX Mortgages & Loans, we are committed to protecting your privacy and ensuring the security of your personal and financial information. This Privacy Policy explains how we collect, use, disclose, and safeguard your data.

2. Information We Collect We collect the following types of information:

  • Personal Information: Name, address, phone number, email, date of birth, and identification details.
  • Financial Information: Income details, employment status, credit history, banking information, and loan-related data.
  • Technical Data: IP address, browser type, and cookies for website analytics.

3. How We Use Your Information We use your information for the following purposes:

  • Processing loan and mortgage applications.
  • Conducting credit assessments and identity verification.
  • Managing and servicing your loan account.
  • Communicating with you regarding your loan, promotions, or policy updates.
  • Complying with legal and regulatory requirements.

4. Information Sharing and Disclosure We do not sell or rent your personal data. However, we may share information with:

  • Credit Bureaus: To assess creditworthiness.
  • Financial Institutions & Partners: To facilitate loan transactions.
  • Regulatory Authorities: To comply with legal obligations.
  • Service Providers: For fraud prevention, data analysis, and customer service support.

5. Data Security We implement strict security measures to protect your information, including:

  • Encryption of sensitive data.
  • Secure access controls and authentication mechanisms.
  • Regular security audits and monitoring.

6. Cookies and Tracking Technologies Our website may use cookies and tracking tools to enhance user experience and analyze website traffic. You can modify your browser settings to disable cookies if preferred.

7. Your Rights and Choices You have the right to:

  • Access and update your personal information.
  • Request data deletion or restriction, subject to legal obligations.
  • Opt-out of marketing communications.
  • File a complaint regarding data misuse.

8. Retention of Information We retain your data for as long as necessary to fulfill loan agreements and comply with legal and regulatory requirements.

9. Changes to This Policy We may update this Privacy Policy periodically. Any changes will be communicated via our website or email notification.

10. Contact Information For privacy-related inquiries, contact us at: TMAX Mortgages & Loans
Email: privacy@tmaxmortgagesa.ca
Phone: +(416)-660-9540

By using our services, you acknowledge and agree to this Privacy Policy.